Retail Banking Products

1. Individual Savings Accounts
2. Company Savings Accounts
3. Personal Current Accounts
4. Company Current Accounts
5. Personal loans
6. Business loans
7. Banc assurance

Foreign Currency Account

This is an account into which funds are deposited with the bank for convenience, safety and growth through interest earnings and is withdrawn in times of need by means of either a savings withdrawal form or an ATM card.

Benefits

•  ATM Card is issued to individuals to facilitate withdrawals.
•  A low cost Account with a minimum balance of $25.00.
•  Interest is calculated on minimum monthly balance and credited half yearly.
•  Withdrawals can be done on all Zimswitch ATMs. 24 hours and 7 days a week convenience.
•  SMS Banking compatibility.
     

Current Account (Individual)

This is an interest bearing account into which money is deposited, and withdrawn principally by means of a cheque or ATM card.

Benefits

• No need to carry large sums of cash.
• Pay net Debit Orders for regular payments.
•  RTGS transfers.
• Access flexibility through Power of Attorney that gives signing powers to another person whom you want to operate on your account.
• Bank Cheque facility.
• A cheque card will be issued at the discretion of the Manager.

Current Account (Business)
 
This is a demand deposit account where funds are withdrawable by cheque.

Benefits

• Automatic payments made by the bank on a fixed date upon instruction from the customer.
• Stop Payments instructions.
• Sweeping arrangements or electronic transfers between accounts.
• Bank Cheque facility.
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Ancillary Services Include